These terms govern your use of Cently. This is a working draft generated for legal review — see the banner above.
Cently is a personal finance tracking app. Core functionality (manual transaction entry, budgets, accounts, categories, on-device SMS/notification parsing) works fully offline and is free to use. Cently Pro is an optional paid tier unlocking additional features (see in-app paywall for current pricing and included features).
You own your financial data. Cently's Privacy Policy describes exactly what is or isn't sent off your device. You may export or permanently delete your data at any time (Settings → Privacy dashboard).
Cently Pro subscriptions are billed and managed through the app store you installed Cently from (Google Play / Apple App Store), via RevenueCat. Cancellation, refunds, and billing disputes are handled per that store's standard policies. A free trial, where offered, converts to a paid subscription unless cancelled before the trial ends — exact terms are shown before you start a trial.
You agree not to use Cently to store or transmit unlawful content, attempt to reverse-engineer the app's parsing or encryption, or interfere with the service's operation.
Cently surfaces insights (spending patterns, subscription detection, budget suggestions) derived automatically from your own data. Nothing in the app constitutes financial, tax, or investment advice.
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Material changes will be reflected on this page with a new generation date.
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